/ product · LedgerNest

Every account, one clear picture.

LedgerNest is HeadSoft's hosted, Quicken-style personal finance platform — accounts, budgets, investments and bill reminders in one place, with Claude-powered insights and nothing ever sold to a data broker.

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/ what it is

Bookkeeping, modernized

LedgerNest grew out of an internal starter scaffold into a full personal-finance app: registers for every account type, budgeting, investment tracking, bill reminders and AI-narrated reports — hosted and maintained by HeadSoft, so there's nothing to install or run yourself. It runs HeadSoft's own household finances today, alongside a companion Android app.

/ from the sign-in screen

The pitch we show at the door.

The same panels LedgerNest's own sign-in page shows — pick one.

The big picture

Every account, one clear picture

Banking, Investing, Property & Debt — every account you hold funnels into one of three groups, and assets minus what you owe roll up into a single, always-live net worth.

  • Every account typeCash, credit, loans and holdings side by side.
  • Multi-currencyHold CAD, USD and more, totalled in your base.
  • Auto-categorizedSpending sorts itself into tidy categories.
Livenet worth, recalculated as you type
/ what's under the hood

The same platform layer as ARTES.

LedgerNest shares its starter scaffold with ARTES — the parts of a real app that have nothing to do with finance, done once and reused.

  • Accounts & registersChequing, savings, credit, loan, investment, property and cash — grouped with per-currency subtotals and an FX-converted grand total.
  • Transactions & transfersInline-edit register, sum-validated splits, paired transfers, bulk actions, search and filter.
  • Budgeting & reportsSpending by category, trends, net-worth forecast, recurring subscriptions and a Bill Payments report.
  • AI InsightsClaude reads the figures already computed by the report services and narrates them — saved and reviewable, never a bolted-on guess.
  • Investments & importsSecurities with live quotes and ECB FX, plus QIF/CSV/Questrade/CIBC/Fio Banka importers with per-batch undo.
  • Auth & platformJWT sessions, WebAuthn passkeys, roles & permissions, activity log and push notifications.
  • Auto-categorizationDefine payee → category rules once; new transactions sort themselves, and you can backfill everything already uncategorized in one click.
  • Amazon purchase matchingConnect your Amazon account — your password never leaves your device — so imported card statements fill in what you actually bought, and categorize from the item itself instead of a generic "Amazon" bucket.
  • AI-assisted importPaste or upload a CSV from any bank or spreadsheet — Claude maps the columns for you, so accounts and transactions land correctly without a dedicated importer.
  • Bill reminders & cash flowRecurring bill and income reminders (marked paid and locked once entered) feed a projected-balance forecast that flags your lowest point before it happens.
  • Real-time alertsPush notifications for bill due dates, low balances, budget overruns and unusually large transactions — each independently toggleable in Settings.
  • Companion app — Android & iOSAn Android app (built on Capacitor) mirrors the web experience with push alerts; an iOS build on the same codebase is in progress.
  • Property, loans & precious metalsTrack real estate, vehicles, mortgages and personal loans alongside gold and silver holdings, with photos and documents attached — mortgage payments link straight to the loan they pay down.
/ see it for yourself

Product screenshots

Real screens from the live demo household — no mockups.

Home — every account grouped by Banking, Investing and Property & Debt, plus upcoming bills and a projected-balance chart.
Account register — inline-edit transactions with due reminders one click away.
Investments — holdings by asset type and account, with live PnL.
Reports — spending by category, drillable down to every transaction.

Status

LedgerNest is feature-complete and live at ledgernest.headsoft.net, running HeadSoft's own household finances daily, with a companion Android app built on Capacitor.

/ try it free

Your finances, one clear picture.

30 days free, no card required. Import your history from Quicken or your bank in minutes.

Start your free trial →